The quill had been perfect. Until some body created the pen Investing and borrowing rewritten for everybody.

FCA authorised and managed

Over 84,000 investors

Running since 2010

Over ?3.6 billion spent up to now

FCA authorised and managed

Over 84,000 investors

Running since 2010

Over ?3.6 billion spent up to now

The united kingdom’s preferred peer-to-peer platform. Peer-to-peer means less expensive for all

It’s your cash that you get the best value from it so it makes sense. By linking those who have cash to take a position with those that desire to borrow it, everybody else gets a much better deal. It is as easy as that.


You can make more by purchasing loans to households that are creditworthy companies.

Households and organizations

Get a flexible loan at competitive prices, with an easy application that will not influence your credit rating.

Here is ?20 on us.

Make interest each and every day

Spend tax-free within our Finance that is innovative ISA

Withdraw your hard earned money effortlessly

Get that loan at competitive prices

With versatile payment terms

Quick reaction without any effect on your credit rating

The united kingdom’s best peer-to-peer platform

Ever wondered just just how your bank makes cash? By lending your cash. We genuinely believe that your hard earned money should do the job alternatively of somebody else.

This season, we founded RateSetter on that concept. We developed a platform that is peer-to-peer link those individuals who have cash to spend with people who like to borrow it. We possibly may perhaps maybe not provide lounge solution and marble foyer of one’s bank, but we occur for folks who want worthwhile assets. Or perhaps a loan that is competitive.

We’re devoted to being the UK’s best and a lot of fluid peer-to-peer platform (maybe that’s why we’re also the most famous).

Suggested reading: separate article on investing with RateSetter

Peter Behrens 8 Jan 2020

RateSetter frequently gets reviews that are positive and it is usually covered within the national and monetary news, however a review that is recent 4 th Method caught my attention. This review that is independent by the planet’s first research agency for P2P lending, is especially wel.

A milestone for peer-to-peer investing.

Mario Lupori 9 Dec 2019

The finish of the season might be approaching, but today marks the beginning of an era that is new peer-to-peer investing. RateSetter established about ten years ago, offering individuals the chance to earn significantly more on their funds. Since that time, RateSetter has generated an unrivalled.

RateSetter Christmas Time opening hours

RateSetter Notices 27 Nov 2019

Our client Services team shall be accessible through the entire Christmas time duration. Our opening times is going to be the following: We want all our clients a really pleased Christmas time!

Thank you for visiting Access, Plus and Max!

Mario Lupori 3 Oct 2019

I’m happy to state which our three investment that is new – Access, Plus and Max – established today and generally are prepared to help you enjoy. Here’s a reminder that is quick of our new items bring: Liquidity: we understand that usage of your hard earned money is essential.

LendIt Fintech European countries 2019: “There’s an abundance of opportunity”

RateSetter Notices 1 Oct 2019

The other day the European fintech sector collected in north London for LendIt European countries 2019.

A highlight for the occasion had been a conversation of exactly what year that is next more likely to hold for the peer-to-peer sector, for which our CEO, Rhydian Lewis, shared their ideas.

Launching our brand brand brand new investment items

Mario Lupori 3 Sep 2019

RateSetter’s aim would be to deliver the many constant comes back and also the many investment that is liquid peer-to-peer investing. We now have a history approaching a decade of accomplishing precisely that and believe the new items lay the building blocks for the following 10.

Making interest more interesting

John Battersby 7 Aug 2019

It’s been reported that Albert Einstein as soon as stated that substance interest could be the eighth wonder associated with globe. Placing apart issue of whether Einstein actually did state this, compound interest is unquestionably a trend that anyone seeking to gr.

RateSetter ISA passes ?250m in subscriptions

RateSetter Notices 4 Jul 2019

In less than 1. 5 years since its launch in February 2018 payday loans new jersey the RateSetter ISA has drawn significantly more than ?250m in subscriptions, including ?50m of inflows during the last 3 months alone. You want to thank all our investors for selecting to get wit.

Summer time 2019 investor news

Mario Lupori 21 Jun 2019

I’m the main Investments Officer only at RateSetter.

I would really like to introduce the very first in a number of periodical updates on developments which can be highly relevant to RateSetter, covering news to your investments through the peer-to-peer sector, styles.

RateSetter celebrates Queen’s Award winnings at Buckingham Palace

John Battersby 18 Jun 2019

On Tuesday 11 June, we celebrated winning the prestigious Queen’s Award for Enterprise at a royal reception held at Buckingham Palace. Our CEO, Rhydian Lewis, and our mind of riches Management, Alexa McAlister, explain why getting the Queen’s.

Interview with Michael Hoare, Chief Credit Officer

John Battersby 6 Jun 2019

Michael Hoare oversees RateSetter’s credit function. We chatted to Michael about how precisely RateSetter manages risk that is lending the Provision Fund. Just what does a Chief Credit Officer do? My part is always to manage risk that is lending the aim of making sure.

Brand brand brand New methodology for calculating anticipated Provision Fund outflows

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