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Date of problem 1 April 2020

Show me personally interest levels for:

CUA Everyday Snap Account

This account will not make interest.

CUA Daily Youth Account

This account will not make interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Daily 50+ Account

Conditions: Funds can be found on call. Interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a stepped basis. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. from the part of the total amount over $50,000.

CUA Daily Business Account

Conditions: Funds can be obtained on call. Interest rates are calculated daily on whole balances and paid half-yearly.

All balances make 0.01% interest.

Savings & Term Deposits

Term Build Up

Conditions: Minimal investment $5,000. Interest percentage is calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner associated with term deposit should be either a person aged 55 years or higher, or a brilliant Fund/Trust, where in actuality the Trustee is a person aged 55 years or over.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest rates are calculated on day-to-day balances and paid monthly. Rate applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgages

All loans are susceptible to CUA’s normal financing policy. Charges and fees use. Make reference to Schedule of charges pamphlet. Conditions affect ‘new business just’ provides. Rates of interest take a per year basis and so are susceptible to alter.

Housing Finance Owner/Occupier & Household Investment

Adjustable Prices

Fixed Rates

Home Loan Information Show content

* contrast rate determined on a $150,000 secured loan over a term of 25 years predicated on month-to-month repayments. #Warning: This contrast price does work limited to the examples offered that will perhaps maybe maybe not consist of all charges and fees. various terms, costs or any other loan quantities might end up in a comparison rate that is different.

О” Maximum Loan to Value Ratio (LVR) is inclusive of Lenders Mortgage Insurance (LMI) where applicable. Maximums based on standard safety. Lower LVR limitations submit an application for non-standard protection kinds.

# On termination regarding the fixed duration, loan reverts to your appropriate Standard Variable Principal & Interest repayment price.

1 Achieve Variable can be acquired to a new comer to CUA mortgages just. Minimal loan amount $100,000. Perhaps Not designed for switching or restructuring of current CUA mortgages or even to candidates for the next CUA home loan completely authorized just before 7/11/2018. Optimum LVR restrictions use according to standard safety kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 7/11/2018. Interest levels and discounts can vary by loan purpose (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to full lifetime regarding the loan supplied you don’t vary your loan agreement. In the event that you differ your loan (for instance, changing the mortgage function or payment type), the prices and discounts may alter.

2 open to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Provides maybe maybe not designed for switching of current CUA mortgage loans or even candidates for the next CUA mortgage loan completely authorized ahead of 04/07/2018. Optimum LVR restrictions use centered on standard security types.

3 Principal and interest (P&I) repayments only. maybe Not readily available for construction purposes.

4 re Payments are produced on a pastime just foundation for very very first year. After one year loan will return to your Achieve that is relevant Variable repayments price showing the discount specified in your loan agreement. contrast price predicated on a 12 thirty days interest just period and P&I for balance associated with the term.

5 optimum interest just amount of a couple of years for owner-occupier and 60 months for investor lending at the mercy of credit evaluation. At expiration for the interest period that is only will return towards the appropriate Achieve Variable P&I repayments rate showing the discount specified in your loan contract. Contrast prices predicated on a 24 and 60 interest only period respectively and P&I for balance of the term month.

6 re re re Payments are available on a pursuit only payday loans Bristol foundation for very first year. After one year loan will return into the Accelerate that is relevant Variable repayments rate. Contrast price centered on a 12 thirty days interest just duration and P&I for stability for the term.

7 interest that is maximum amount of two years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. At expiration associated with the interest period that is only will revert into the appropriate Accelerate Variable P&I repayments rate. Comparison prices considering a 24 and 60 interest only period respectively and P&I for balance of the term month.

8 Achieve Variable is present to a new comer to CUA mortgage loans just. Minimal loan amount $250,000. perhaps Not designed for switching or restructuring of current CUA mortgage loans or even candidates for the next CUA mortgage fully authorized ahead of 02/08/2019. Optimum LVR restrictions use according to standard protection kinds. Posted interest levels and discounts applicable and available to mortgages submitted on or after 02/08/2019. Rates of interest and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest only and construction loans). The discounts specified in your loan agreement will maybe not alter for the full lifetime for the loan supplied you don’t differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may alter.

9 Achieve Variable can be acquired to a new comer to CUA mortgage loans just. Minimal loan quantity $500,000. perhaps perhaps Not readily available for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan completely authorized ahead of 14/11/2019. Optimum LVR limitations use according to standard protection kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 14/11/2019. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter when it comes to full life of the loan supplied you don’t differ your loan agreement. In the event that you differ your loan (for instance, changing the loan function or payment kind), the prices and discounts may alter.

8 Achieve Variable is present to new to CUA mortgage loans just. Minimal loan quantity $150,000. Maybe maybe Not readily available for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage fully authorized just before 1 April 2020. Optimum LVR limitations use according to standard security kinds. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 1 2020 april. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by repayment kind (principal and interest, interest just and construction loans). The discounts specified in your loan contract will likely not alter when it comes to lifetime of this loan supplied that you do not differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may change.

15 Principal and interest (P&I) repayments just. Maybe maybe Not designed for construction purposes.

16 optimum interest just period of two years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. Interest just period must align in to the fixed rate duration. At expiration associated with the interest only period loan will return towards the appropriate Standard Variable P&I repayments price. Contrast prices according to interest just for the term that is fixed relevant P&I for stability for the term.

17 re re Payments are built on a pastime just foundation for very first one year. After one year loan will return into the appropriate Standard Variable P&I repayments price. Contrast price according to a 12 month interest only duration and relevant P&I for stability of this term.

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